Collection of information and security
Like many companies, we monitor the use of this Web site by collecting aggregate information. No personally identifiable data is collected in this process. Typically, we collect information about the number of visitors to the Web site, to each Web page and the originating domain name of the visitor's Internet Service Provider. This information is used to improve the usability, performance and effectiveness of the Web site.
How we collect aggregate information
In some instances, Milliman may collect aggregate data through cookies and similar files. The majority of Web browsers accept cookies and similar files, but you can change the browser settings to prevent this. However, if you do so, some functionality of this Web site may be lost.
If you are required to register in order to use a feature of this Web site or for any other reason, we will collect personally identifiable information about you, such as your name, email address, country of residence, and other information which you voluntarily submit.
Milliman only collects "sensitive" personal information when the relevant individuals voluntarily provide us with this information or where such information is required or permitted to be collected by law or professional standards. Sensitive information includes personal information regarding a person's race, ethnicity, political beliefs, trade union membership, religious or similar beliefs, physical or mental health, sexual life or criminal record. Please use your discretion when providing sensitive information to Milliman, and under any circumstances, do not provide sensitive information to Milliman, unless you thereby consent to Milliman’s use of that information for its legitimate business purposes and consent to the transfer and storage of such information to and in Milliman databases. If you have any questions about whether the provision of sensitive information to Milliman is, or may be, necessary or appropriate for particular purposes, please contact Milliman at email@example.com.
We store your personal data on a secure server that is password protected and shielded from the outside world by a firewall. We have security policies in place that are intended to ensure, as far as possible, the security and integrity of all our information, including your personal information. However, no system or information can ever be fully protected against every possible hazard. As a result, we cannot ensure or warrant the security and privacy of any information you provide to us and, accordingly, you do so at your own risk.
Sharing your personal information
Data processing and storage
We may share personal information that you have volunteered with third-party agents or contractors or within Milliman and our worldwide affiliates for purposes of data processing or storage.
Authorized third-party agents
We may share your personal information that you have volunteered with authorized third-party agents or contractors in order to provide a requested service or transaction. For example, if we need to ship something to you, we must share your name and address with a shipping company.
Legal requirements and illegal activities
Web site administration
Personal information may be used to administer our business, the site, and our services. This may include disclosure of such information to employees, representatives, officers, agents, affiliates, third parties, and service providers.
Collection and use of information for authentication purposes is part of the log-on process for clients registered to use the site. A combination of authentication criteria such as your user information, transactional data, session surveillance, device fingerprint, IP information, and pattern recognition may be collected and used by us.
Our Web sites do not target and are not intended to attract children under the age of 18. We do not knowingly collect information from or about children.
Time period for keeping information
The time periods for which we keep your information may vary according to the use or purpose attached to the information. Unless there is a specific legal requirement requiring us to keep your information, however, we will not keep it for longer than necessary for the purpose for which the information was collected or for which it is to be processed.
Access and corrections
If we have personally identifiable information about you, you may review it and instruct that it be corrected, updated, or deleted, by contacting us via e-mail. We will take all reasonable steps to make the requested changes. However, it is not technologically possible to change or delete each and every instance of the information we hold on you from our systems, and data may remain in non-erasable forms. We may retain data for a period in our backup systems. We may also retain some information for longer periods as required by law, contract, or auditing requirements.
We may, from time to time, contact you by e-mail or other communications, with information about our products or services. If you do not wish to receive such e-mails or communications you can easily opt out by sending us an e-mail and/or unsubscribing using an unsubscribe link, should there be a link.
Our Web site may provide links to other third-party Web sites that are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites.
How to contact us
This Web site is provided by Milliman, Inc. You may contact Milliman by sending us an e-mail. References to "Milliman," "we," "us," and "our" are references to Milliman, Inc. and its affiliates, including but not limited to Milliman (Pty) Ltd.