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Insight from Milliman
Article
Evaluating the HAF: A practical toolkit for insurance boards
This paper outlines how boards can structure an effective HAF performance assessment. It includes a practical scorecard and shows how independent actuarial advisors can support the process.
Article
What's in a tail? Risk doesn't stop at VaR – what CTE captures that VaR ignores
The argument for CTE over VaR is not about whether capital should be higher or lower overall, but about ensuring greater sensitivity to tail risk, promoting better risk management, and driving better decisions.

Annual Report
Global life and health insurance mergers and acquisitions (M&A)
See a breakdown of top M&A deals and a market outlook for North America, Europe, Asia, Latin America, and Africa.
Practice leaders
Meet some of the experts leading Milliman South Africa

David Kirk
Managing Director, Milliman Africa
David Kirk is the managing director for Milliman in Africa. He specialises in risk and capital management, regulatory change and insurance strategy.

Susan Melmed
Consultant
Susan Melmed is a consultant focusing on life insurance, asset-liability management, market and operational risk management, and financial reporting.